RSEEN Core · the standalone entry product

The evidence and analysis product that starts beside your existing systems.

RSEEN Core is a complete standalone product with its own interface: document intake, source-linked evidence, formula-computed analysis, visible conflicts, evidence sufficiency and attributable human review, beside the institution's existing systems. The institution keeps its system of record and its credit decision.

Credit intelligence that shows its work.

RSEEN Core's credit intelligence reads Arabic and English credit documents, keeps every material fact bound to the page it came from, and computes the analysis with defined, inspectable formulas; the credit decision is the institution's.

Inside the RSEEN Core interface.

RSEEN Core interface · synthetic case

RSEEN Core interface · synthetic case · evidence-cited SWOT — Each SWOT item cites its finding, beside open diligence items with priority.

RSEEN Core interface · synthetic case · source-linked evidence — Each value links to its document and page.

RSEEN Core interface · synthetic case · visible value conflict — Conflicting values stay visible until a person resolves them.

RSEEN Core interface · synthetic case · human review confirmation — Review confirmation with named owner and date.

RSEEN Core interface · synthetic case · Arabic workspace — Right-to-left workspace with Arabic case context.

A complete working journey inside RSEEN Core

01Open the case
Create the case and organise eligible Arabic and English documents.
02Build the evidence
Link material facts to the document, page and excerpt that support them.
03Compute the analysis
Spread financials and calculate ratios using defined formulas.
04Keep conflict visible
Preserve competing values and sources until an authorised reviewer resolves them.
05Apply sufficiency
Withhold the grade when the institution's evidence condition is not met.
06Review and output
Record the authorised action and produce review-ready analysis.

The institution's method, inside the product.

The institution's Playbook within RSEEN governs source hierarchy, formulas, evidence requirements, exceptions and authority. It is not a separate software product.

The paid first scope produces a working baseline.

The Credit Control Blueprint produces a client-kept Playbook Specification and a real, versioned Initial RSEEN Core Configuration Baseline with validation results and known gaps. If a separate pilot proceeds, that baseline becomes its starting point after revalidation and agreed changes.

Workflow modules follow when the institution's scope earns them.

Planned origination workflow modules for queues, routing, committee conditions and handoff, scoped with each institution when a lender contracts for them.

See the modules

How it works, up close.

Three focused views of RSEEN Core behavior: the number with its evidence, the ratio with its formula, the analysis with its parts.

Illustrative · synthetic case

Every material figure opens to its source.

A material fact carries its reference — document, page, excerpt. The reviewer moves from the number to its page in one step.

Total revenue — FY2024 SR 98.4M

Source-linked Audited statements · p. 14 · "Revenue for the year totalled SR 98,412 thousand"

The ratio is computed — and the grade is shown.

The formula is named, every input is source-linked, and the result recomputes to the same value. The composite grade renders from the scorecard pillars.

DSCR = operating cash flow ÷ debt service

Operating cash flow SR 41.2M

Debt service SR 29.0M

1.42× Computed · formula v3

B+ Composite grade · 6 pillars

Analysis beyond the tables.

The analysis page assembles sector credit intelligence, a SWOT in which each item cites its finding, and the open diligence items into one committee-ready file.

Sector intelligence

Building materials — stable demand, freight margin pressure

SLong-term government contracts
WCustomer concentration 41%
OEastern Province expansion
TInput-price volatility

Open diligence items

Bank clearance confirmation letter
Updated warehouse lease agreement
Related-party disclosure

Where to start

Best first fit: document-heavy corporate credit.

RSEEN earns its place where teams collect, reconcile, spread and review Arabic and English evidence by hand—and the decision must stay attributable to authorised people.

Best fit now

Corporate lending at Saudi finance companies, with multi-source files and repeatable credit review
Credit, risk and operations teams that need source references, controlled formulas and visible conflicts
Workflows that can start beside the existing system while authorised people remain in control

Engagement mechanics

Credit Control Blueprint: A paid, fixed-scope engagement, typically four to eight weeks when the institution's working team, access and environment are in place, that produces the client-kept Playbook Specification, a working, versioned Initial RSEEN Core Configuration Baseline, a Scope Gap Register and the next-scope decision.
Separately scoped pilot: Runs the agreed case set against clear measures and stop conditions.
Activation and licence: Activates RSEEN Core after the separate decision and approvals. Planned workflow modules follow the measured case and the institution's scope.